A Home Loan Designed for you.

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

WHY CHOOSE US?

welcome to the messman lending team

My ML Team was founded on the experience and vision of our Founder, Craig Messman, who began his career in 2001 with a goal to make home financing transparent, approachable, and centered on the client.

Building on that foundation, the ML team was created to bring together seasoned expertise with fresh collaboration and innovation. Our mission is to make the mortgage process seamless and stress-free. Whether it’s purchasing a first home, refinancing, or investing for the future.

With a deep understanding of the ever-changing mortgage landscape, our team is committed to providing tailored solutions, open communication, and trusted guidance. Beyond completing a loan, we aim to build lasting relationships grounded in honesty, integrity, and care.

Thank you for trusting us with your home financing needs. We look forward to serving you and welcoming you into the My ML Team family.

we are the experts in the industry.

Our team consists of seasoned mortgage experts who are passionate about helping our clients achieve their homeownership goals. With years of industry experience and a deep understanding of the ever-changing mortgage landscape, we are well-equipped to navigate the complexities of the mortgage market on your behalf.

SCHEDULE A TAILORED MORTGAGE STRATEGY SESSION

honesty. INTEGRITY. transparency.

Your Home, Your Future,

Our Commitment.

Your Home, Your Future, Our Commitment reflects our promise to do more than provide mortgages — we help build the financial foundation for your future. Every loan is structured with care, every option explained clearly, and every step guided with integrity. We believe your future deserves trust, transparency, and smart guidance along the way. That’s why your confidence and peace of mind are at the center of everything we do.

Competitive Pricing

We offer competitive pricing that delivers true value without compromising quality. Affordability, transparency, and excellence—perfectly balanced.

Free Consultations

We offer free consultations to understand your needs and goals. Our experts provide clear guidance to help you move forward with confidence.

Homebuyer Education

We are committed to educating homebuyers at every stage of the process so you can make confident, informed decisions about your mortgage and your future.

Lifetime Tracking

With our lifetime tracking, you stay informed every step of the way. We ensure your journey is smooth, reliable, and worry-free for years to come.

You’ve got a move to make, and we’re here to help.

meet our FOUNDER:

craig messman

NMLS# 230692

Meet Craig, the Founder of The Messman Lending Team and President of Molitor Financial Group. Craig has been dedicated to helping homeowners achieve their financial goals since 2001. Craig stepped away from "big banks" to deliver what they couldn’t; better loan options, more competitive pricing, and a truly transparent mortgage process. His approach is characterized by a personalized touch, as no two clients are alike. Craig focuses on thoroughly assessing each client's unique financial situation, tailoring mortgage solutions that are sustainable for the long term. He stands as a trusted advisor and advocates for clients, guiding them through every step of the mortgage process with skill, integrity, and a steadfast commitment to their success. Over the years, Craig has many industry achievements, including being recognized as a Top 1% Loan Originator by United Wholesale Mortgage.

Outside of the office, Craig spends his time with his family and his two puppies. He's passionate about his hobbies including CrossFit, cycling, traveling, and live music.

Memberships: Brokers Are Best, AIME, Real Estate Mastermind, UofI Alumni

Awarded "2026 Best Mortgage Broker In Chicago, IL" by Wallet Hub

client testimonial highlights:

5-Star Review

"Craig and his team were instrumental in helping my wife and I buy our first home. At a time in our lives when we were bombarded with information, Craig was able to make the process feel streamlined and under control. I felt like we had agency every step of the way thanks to his responsiveness and understanding. Additionally, everyone Craig recommended to us was great—not just aces in their field, but good people. It's clear that Craig values surrounding himself with smart, kind folks, and that ecosystem of expertise made the entire process as pain-free as possible."

5-Star Review

"Craig and his team were exception throughout the entire lending process. They took time to answer any questions I had relating to loan estimates and helped ensure I was getting the best possible deal. He truly looks out for his clients and is very transparent throughout the process. Even with a deadline approaching his team was available at all hours to ensure all documents were collected and his team made sure that closing would not be delayed. His reviews speak for themselves and there is a reason why he is a trusted lender to many clients."

5-Star Review

"Craig and team made our mortgage process a breeze. They're very professional and always make themselves available for any questions on any part of the process. Not only did we receive excellent customer service, but the rates were extremely competitive, beating out several other lenders. Craig is very forward-thinking and is looking out for your best financial interests, not merely trying to get a commission, which can be the feeling with online/big name mortgage companies. If you want a calm, cool, smart bunch during a milestone part of your life, Molitor Financial provides this!"